First Party Claims:
- First Party Claims are those that are filed through your own valid automobile insurance policy. - The relationship between parties is contractual in nature. In exchange for insurance premiums your policy extends coverage to vehicles listed on the policy. - You are referred to as the Insured. - Disputes for diminished value and actual cash value, in the event your vehicle is a total loss, are managed through a portion of your policy called The Appraisal Clause. The process is also referred to as using your "rights of appraisal." -Diminished value is owed to you. |
Third Party Claims:
- Third Party Claims are filed through the insurance policy of the "at fault" driver, someone other than yourself. - You are considered a Claimant through the auto claims process. - Claim disputes are settled by negotiation or through the court system. -You must request diminished value or the insurance company will not compensate you. |
12850 Hwy 9 N, Ste 600-343
Alpharetta, GA 30004
Phone: 404-643-9123
Fax: 770-667-1310
Alpharetta, GA 30004
Phone: 404-643-9123
Fax: 770-667-1310