• Home
  • Types of Appraisals
  • About
  • Info Center
    • GA 17C Formula
    • 1st & 3rd Party Claims
    • The Appraisal Clause
    • Bad Faith Claims
    • Kansas Diminished Value
  • Testimonial
  • CONTACT
  Dempsey Appraisal Service
  • Home
  • Types of Appraisals
  • About
  • Info Center
    • GA 17C Formula
    • 1st & 3rd Party Claims
    • The Appraisal Clause
    • Bad Faith Claims
    • Kansas Diminished Value
  • Testimonial
  • CONTACT
  Dempsey Appraisal Service

With us you're not alone.

First Party Claims:
- First Party Claims are those that are filed through your own valid automobile insurance policy.

- The relationship between parties is contractual in nature.  In exchange for insurance premiums your policy extends coverage to vehicles listed on the policy.

- You are referred to as the Insured.

- Disputes for diminished value and actual cash value, in the event your vehicle is a total loss, are managed through a portion of your policy called The Appraisal Clause.  The process is also referred to as using your "rights of appraisal."

-Diminished value is owed to you. 

​*Residents of Kansas click here.
​Third Party Claims:
- Third Party Claims are filed through the insurance policy of the "at fault" driver, someone other than yourself.

- You are considered a Claimant through the process.

- Disputes are settled by negotiation or through the court system.

-You must request diminished value or the insurance company will not compensate you.





*Residents of Kansas click here.
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